⚠ Money May Be Waiting for You

Former Property Owner? You May Be Owed Surplus Funds From Your Foreclosure

When your property sold for more than you owed, the excess money didn't disappear — it's sitting in a government account. We find it and help you claim it.

Check If You Qualify — It's Free

Enter your name and we'll reach out within 24 hours to start your case review.

No upfront cost. No obligation. We only get paid when you recover funds.

$0
Upfront Cost to You
All 50
States Covered
Free
Case Review
Fast
Turnaround

Simple Process

Three Steps to Recovering Your Funds

No legal expertise required. We handle the research and filing — you just confirm the details and collect.

1

Free Case Review

Tell us about your property and foreclosure. We research whether surplus funds exist and estimate the amount — at no charge.

2

We File the Claim

If funds exist, we handle all the paperwork, research, and filing with the appropriate county or court — you don't need to do anything technical.

3

You Get Paid

When the claim is approved, funds are released to you. We collect our fee from the recovered amount — no upfront cost ever.

💰
What Are Surplus Funds?
When a foreclosure auction generates more than what was owed on the mortgage and fees, the difference — the surplus — belongs to the former owner by law.
$5K – $100K+
Typical range recovered per case

Who Qualifies

Your Money — The Government Is Just Holding It

Surplus funds are created when a foreclosed property sells at auction for more than the outstanding debt. By law, this excess money belongs to the former property owner.

The problem: most former owners don't know these funds exist, and counties don't always make it easy to find or claim them. That's where we come in.

  • ✓ Former property owner who went through foreclosure
  • ✓ Property sold at auction within the last 5–10 years
  • ✓ Sale price exceeded outstanding mortgage + fees
  • ✓ Funds not yet claimed from the county or court
  • ✓ All 50 states — including tax deed surplus cases

Don't Leave Money Behind

Surplus funds have deadlines. If you wait too long, unclaimed funds may be absorbed by the state. The review is free — there's nothing to lose by checking.

Start My Free Case Review

Start Your Free Case Review

Tell Us About Your Property

No upfront cost. We only get paid if you recover funds. Typical review turnaround: 24–48 hours.

Free Case Intake

Fill in as much as you know. We'll follow up to gather anything we're missing.

By submitting, you consent to be contacted by Foreclosure Recovery Agent regarding your surplus funds case. No attorney-client relationship is formed. Results vary by case. Powered by TheFundingBrokers.com — NMLS #2687393.

✓ Case Submitted!

We've received your information and will reach out within 24–48 hours to discuss your case. Check your email for a confirmation.

Common Questions

Questions We Hear Every Day

Have a question not covered here? Email us at info@thefundingbrokers.com

Nothing upfront. Our fee is a percentage of what we recover — taken from the funds themselves. If we don't recover anything, you owe nothing. The case review, research, and filing are all done at no cost to you.
Submit the free case intake form above. We'll research county records, court filings, and auction results to determine if a surplus exists. Most cases get an initial determination within 48 hours.
Timeline varies by state and county — typically 60 to 180 days from filing to disbursement. Some cases resolve faster; contested cases or probate-involved properties can take longer. We'll give you a realistic estimate once we review your case.
It depends on the state. Many states allow claims for 5–10 years after the foreclosure sale, and some have no statute of limitations. Don't assume it's too late — submit a review and we'll check.
Heirs and estate representatives can often still claim surplus funds. This typically requires probate documentation, but it's very doable. Let us know the situation in the intake form and we'll assess it.